Help to Buy Calculator
Calculate your first-time buyer tax relief
Include income tax and DIRT paid in the last 4 years. You must have paid at least €1 in tax to qualify.
- First-time buyer (never owned a property)
- New build property only (not second-hand)
- Property price €500,000 or less
- Must take out a mortgage (min 70% LTV)
- Property will be your primary residence
Enter property details to see your relief
Frequently Asked Questions
What is the Help to Buy scheme in Ireland?▾
The Help to Buy (HTB) scheme is a tax relief for first-time buyers purchasing or self-building a new home. You can claim a refund of income tax and DIRT paid over the previous 4 years, up to a maximum of €30,000 or 10% of the purchase price.
Can I use Help to Buy for a second-hand house?▾
No, the Help to Buy scheme only applies to newly built homes or self-builds. Second-hand properties are not eligible.
What is the maximum property price for Help to Buy?▾
The property must cost no more than €500,000 to qualify for Help to Buy relief.
Do I need a mortgage to claim Help to Buy?▾
Yes, you must take out a mortgage of at least 70% of the purchase price (loan-to-value ratio) to qualify for the scheme.
How long does Help to Buy take to process?▾
Once you apply through Revenue’s myAccount, you can receive approval within days. The relief is typically paid directly to the developer or builder, not to you.
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